As God's creatures, we all owe him everything: obedience with every fiber of our being, body, soul, and strength. And having broken his commands, as every one of us has, we owe his justice a debt so vast we could never pay it.

But here is the glory of being a Christian: you owe God's justice nothing. Not one penny. Christ has paid every cent his people owed. And because of that, you owe love everything.

I am a debtor to God's grace and forgiving mercy. But I am no debtor to his justice. He will never send me a bill for what has already been paid in full. When Christ cried out "It is finished!" he meant exactly that. Whatever his people owed has been wiped from the books forever. Christ has satisfied divine justice completely. The account is closed. The debt certificate is nailed to the cross. The receipt has been handed over. We owe God's justice nothing.

But wait. Because we are free from that debt, we have become ten times more indebted to God than we ever were before.

Christian, stop right here. Think about this for a moment. What a debtor you are to divine sovereignty! Look how much you owe his selfless love. He gave his own Son to die for you. Think about what you owe his forgiving grace. After ten thousand insults from your heart, he loves you as infinitely as ever.

Think about what you owe his power. He raised you from death in sin. He has kept your spiritual life beating. He has held you back from the cliff's edge. Though a thousand enemies have surrounded your path, you are still walking.

Think about what you owe his unchanging nature. You have changed your mind about him a thousand times. He has not changed once.

You are in debt to every single attribute of God, as deep as debt can go. You owe God yourself. You owe him everything you have. So yield yourself as a living sacrifice—it's the only reasonable response.