As God's creatures, we're all debtors to Him: to obey Him with all our body, soul, and strength. Having broken His commandments, like everyone has, we're debtors to His justice, owing Him more than we can ever repay. But for the Christian, there's a difference. We owe nothing to God's justice, for Christ has paid the debt we owed. Because of this, we owe more in love. I'm a debtor to God's grace and mercy, but not to His justice, for He'll never charge me for a debt Christ has settled.

When Christ said, "It's finished," He meant every debt His people owed is erased forever. Christ completely satisfied divine justice; the account is settled, and the record is nailed to the cross. We're no longer debtors to God's justice. However, this freedom makes us even greater debtors to God. Christian, take a moment to reflect.

What a debtor you are to God's sovereignty! Think of His selfless love, giving His Son to die for you. Consider how much you owe to His forgiving grace, loving you even after countless offenses. Reflect on what you owe to His power, raising you from spiritual death, preserving your faith, and keeping you steady amidst challenges.

Consider His unchanging nature. You've changed often, but He never has. You owe everything to every attribute of God. Offer yourself as a living sacrifice; it's only right.